by Ryan Sussman on Dec 23, 2014
The liability section of your Homeowner’s Insurance Policy protects you from Bodily Injury and/or Property Damage to others in the event that you are legally responsible for the damage. However, there are several key factors within policies that you should pay close attention. Several carriers have filed and been approved to exclude certain hazards.
Contact Lamplighter Insurance for a FREE – No Obligation Evaluation of your current Insurance
Lamplighter Insurance Columbia Office:
803-451-0076 or email us at info [at] lamplighterinsurance [dot] com
Examples of exclusions we have seen:
Animal Liability – Best known for dog-bite accidents or exotic pets
Personal Liability – Prime examples being libel and slander suits from internet-related chatter
Professional Liability – Liability arising out of offering a professional service
Business Pursuits – At-home businesses = anything from selling cookies, babysitting, or computer work
It is important that you have discussions with your agent about your life and tailor your insurance policy to meet your needs. There are plenty of supplemental coverages available to assure that you do not find yourself without coverage in your time of need.
Contact our office to schedule an appointment:
4700 Forest Drive Suite 202A
Columbia, SC 29206
info [at] lamplighterinsurance [dot] com
There are no comments yet.
Open Mon-Fri 8:30AM-5PM