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South Carolina Insurance News

from Lamplighter Insurance

Thrifty Security: Burglar-Proof Your Home for the Holidays

Dec 4 2015 It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One... more

Safe, Secure Shopping: Tips for Black Friday

Nov 6 2015 It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its... more

What is Gap Insurance?

Nov 6 2015 Purchasing a new car is the kind of experience that not all people have the pleasure of enjoying.You worked hard to save the money, build your income, and took the “leap of faith” to finance it. You sign the... more

As Leaves Fall.... Tire Pressure Falls Too

Nov 3 2015 As the weather changes, the temperature will affect tire pressure in your vehicle. We recommend that clients have tire pressure checked with each oil change to assure that it is at the optimal inflation. Proper... more

How do I avoid a Roof Leak? Roof Maintenance Tips

Oct 19 2015 “An ounce of prevention is worth a pound of cure.”- Donna Sussman (my mother) *one of many anecdotes for living life right. The roof on my home is not new….But it is also not old….What kind of things can I do to... more

The Independent Agent Advantage

Oct 6 2015 What is the difference between one of the "BIG NAME" Companies and a smaller Insurance Company? We all believe the things we see on TV and Internet = The more we are bombarded by Companies, the more familiar we... more

Your Home Maintenance Checklist for Fall

Oct 2 2015 Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around... more

What is a South Carolina Ghost Policy?

Sep 23 2015 The term "Ghost Policy" is referring specifically to a Workers Compensation Insurance policy in which the owner or officers have elected to reject or exclude themselves from coverage AND have no employees or... more

4 Ways to Help All Children Have a Great School Year

Sep 4 2015 It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your... more

Keep Cool While Keeping Your Energy Costs Down

Aug 7 2015 Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (... more

Tips for a Safe Fourth of July — From Food to Fireworks

Jul 2 2015 Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)... more

Small Business Insurance

Jun 25 2015 You did it! You made the leap from working for others to venture out on your own and live your dream = Business Ownership. Protecting the risk of the business with the right insurance program while still protecting... more

Commuting by Bike: How to Get to the Office on Two Wheels

Jun 5 2015 There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as... more

Getting Your Boat Out of Storage and Into the Water

May 1 2015 Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need... more

Spring Into Home Maintenance Mode in South Carolina

Apr 3 2015 Spring is a time for rejuvenation, and, as the weather gets warmer here in Columbia, South Carolina, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for... more

How to Create Your First Garden This Spring

Mar 6 2015 From genetically modified crops to the environmental and health effects of pesticides, more and more South Carolina residents are questioning whether they should grow what they eat. Wherever you stand on the issues... more

How Much Life Insurance Should I Have?

Feb 10 2015 Every person has their own personal set of circumstances that dictate the need for life insurance. The goal of a well-thought Life Insurance strategy is to keep your costs to a minimum and provide the same... more

Helping Seniors Have a Wonderful Winter

Feb 6 2015 Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in South Carolina, it may be a good time of the year... more

What Happens When I am “At Fault?”

Jan 22 2015 We've all been in this situation. We were involved in an accident that multiple driver errors led to a crash. One driver swerved, another slammed the brakes, and maybe even a third driver was able to stop before... more

The Right Tires for Winter Driving

Jan 9 2015 It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the... more

What Kind of Car Insurance Do I Need?

Jan 2 2015 Automobile Insurance is broken into several types and sections. Commercial Automobile Insurance - utilized for a vehicle that is used in the course of business - will have capabilities of indemnifying those who... more

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