What is a South Carolina Ghost Policy?

Sep 23 2015 The term "Ghost Policy" is referring specifically to a Workers Compensation Insurance policy in which the owner or officers have elected to reject or exclude themselves from coverage AND have no employees or... more ›

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4 Ways to Help All Children Have a Great School Year

Sep 4 2015 It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your... more ›

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Keep Cool While Keeping Your Energy Costs Down

Aug 7 2015 Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (... more ›

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Tips for a Safe Fourth of July — From Food to Fireworks

Jul 2 2015 Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)... more ›

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Small Business Insurance

Jun 25 2015 You did it! You made the leap from working for others to venture out on your own and live your dream = Business Ownership. Protecting the risk of the business with the right insurance program while still protecting... more ›

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Commuting by Bike: How to Get to the Office on Two Wheels

Jun 5 2015 There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as... more ›

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Getting Your Boat Out of Storage and Into the Water

May 1 2015 Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need... more ›

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Spring Into Home Maintenance Mode in South Carolina

Apr 3 2015 Spring is a time for rejuvenation, and, as the weather gets warmer here in Columbia, South Carolina, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for... more ›

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How to Create Your First Garden This Spring

Mar 6 2015 From genetically modified crops to the environmental and health effects of pesticides, more and more South Carolina residents are questioning whether they should grow what they eat. Wherever you stand on the issues... more ›

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How Much Life Insurance Should I Have?

Feb 10 2015 Every person has their own personal set of circumstances that dictate the need for life insurance. The goal of a well-thought Life Insurance strategy is to keep your costs to a minimum and provide the same... more ›

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